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<p data-start="0" data-end="335">To <strong data-start="3" data-end="36">file a Pag-IBIG Calamity Loan, you must first be an active member of the <span class="hover:entity-accent entity-underline inline cursor-pointer align-baseline">Pag-IBIG Fund</span> and living or working in an area officially declared under a State of Calamity. Eligible members can apply online through the <strong data-start="244" data-end="271">Virtual Pag-IBIG portal or by submitting requirements through their employer if needed.

<p data-start="337" data-end="957">The general process starts by logging in to Virtual Pag-IBIG and selecting the <strong data-start="416" data-end="445">Calamity Loan application option. You will need to fill out the application form, ensure your membership records are updated, and provide a valid government ID and income proof if required. In some cases, your employer may need to certify or assist in submitting the application. Once submitted, Pag-IBIG reviews your eligibility based on contributions (usually at least 24 monthly savings and recent contributions) and loan standing. If approved, the loan proceeds are released through your registered bank account or Loyalty Card Plus. https://myhousingloancal.ph/how-to-file-calamity-loan-in-pag-ibig/

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