"Trong boi canh chuyen doi so dien ra manh me, viec dam bao an toan thong tin va xac thuc danh tinh nguoi dung tro thanh uu tien hang dau cua moi to chuc, doanh nghiep. The gioi mang rong lon tiem an vo so rui ro, va su xuat hien cua cac tieu chuan xac thuc bao mat nhu 88xx dang dinh hinh lai cach chung ta bao ve du lieu. Nhung thuc chat, 88xx la gi, va tai sao no lai quan trong den vay trong he sinh thai an ninh mang hien dai?



88xx: Nen Tang Cua Niem Tin So



Khai niem 88xx thuong duoc dung de am chi mot bo quy tac, mot khung tham chieu hoac mot nhom cac tieu chuan ky thuat tap trung vao viec xac thuc manh me (Strong Authentication) va quan ly danh tinh (Identity Management). No khong chi don thuan la viec yeu cau mat khau phuc tap, ma la mot triet ly bao mat toan dien, tich hop nhieu lop phong thu de chong lai cac cuoc tan cong tinh vi nhu lua dao (phishing), tan cong danh cap thong tin dang nhap (credential stuffing) hay chiem doat phien lam viec.



Khi mot he thong tuan thu cac nguyen tac 88xx, dieu do ngu y rang cac giao dich va truy cap duoc thuc hien boi dung nguoi ma ho nhan dang, giam thieu toi da nguy co truy cap trai phep.



Tam Quan Trong Cua Xac Thuc Da Yeu To (MFA) Trong Khung 88xx



Mot trong nhung tru cot cot loi cua bat ky khung bao mat tien tien nao, bao gom ca 88xx, chinh la Xac thuc Da Yeu To (MFA). Trong ky nguyen ma mat khau don le da tro nen loi thoi, MFA doi hoi nguoi dung phai cung cap it nhat hai hoac nhieu hon cac bang chung xac thuc thuoc cac pham tru khac nhau:



1. Thu ban biet: Mat khau, ma PIN.

2. Thu ban co: Dien thoai thong minh (nhan ma OTP), khoa bao mat vat ly (Security Key).

3. Thu ban la: Dau van tay, nhan dang khuon mat (Sinh trac hoc).



Viec tich hop MFA theo tieu chuan 88xx giup nang cao dang ke nguong bao mat. Ngay ca khi ke tan cong danh cap duoc mat khau cua ban, chung van can phai vuot qua lop xac thuc thu hai, thuong la truy cap vao thiet bi di dong hoac khoa vat ly cua ban – dieu nay kho khan hon rat nhieu.



Ung Dung Thuc Tien: 88xx Trong Cac Giao Dich Tai Chinh



Linh vuc tai chinh la noi ma cac tieu chuan nhu 88xx the hien ro ret nhat gia tri cua minh. Cac ngan hang, to chuc thanh toan va san giao dich dien tu deu phai tuan thu cac quy dinh nghiem ngat de bao ve tai san cua khach hang.



88xx yeu cau cac giao dich co gia tri lon hoac nhay cam phai trai qua quy trinh xac thuc giao dich bo sung (Transaction Authentication). Dieu nay co the la nhap ma xac nhan gui qua SMS, su dung ung dung xac thuc (Authenticator App), hoac tham chi la chu ky dien tu. Muc dich la de dam bao rang hanh dong thuc hien (vi du: chuyen tien) la do chu tai khoan thuc su uy quyen, ngan chan cac giao dich lua dao tu xa.



Bao Ve Du Lieu Ca Nhan Voi Nguyen Tac 88xx



Khong chi dung lai o giao dich tai chinh, cac nguyen tac cua 88xx con mo rong sang viec bao ve du lieu ca nhan nhay cam trong cac he thong cham soc suc khoe, chinh phu dien tu va cac nen tang dam may.



Mot khia canh quan trong khac la Quan ly phien lam viec (Session Management). Cac tieu chuan 88xx dat ra yeu cau chat che ve viec het han phien (session timeout), ma hoa du lieu truyen tai (TLS/SSL manh me) va viec vo hieu hoa phien ngay lap tuc khi co dau hieu bat thuong. Dieu nay ngan chan ke tan cong chiem doat mot phien lam viec dang hoat dong cua nguoi dung hop phap.



Tuong Lai Cua Xac Thuc: Huong Den Khong Mat Khau (Passwordless)



Tieu chuan 88xx khong ngung phat trien. Xu huong tiep theo ma cac chuyen gia bao mat dang huong toi la loai bo hoan toan mat khau truyen thong, thay the bang cac phuong thuc xac thuc khong mat khau (Passwordless Authentication). Cac cong nghe nhu FIDO2 (Fast Identity Online) dang duoc tich hop manh me vao cac khung bao mat moi, tan dung cac yeu to sinh trac hoc duoc luu tru an toan tren thiet bi nguoi dung.



Viec ap dung cac tieu chuan dua tren 88xx khong phai la mot lua chon ma la mot su can thiet. No la tam khien vung chac giup cac to chuc xay dung long tin voi khach hang va doi tac, dong thoi dap ung cac yeu cau phap ly ngay cang khat khe ve bao ve du lieu. Dau tu vao viec tuan thu va nang cap cac quy trinh xac thuc theo dinh huong 88xx chinh la buoc di chien luoc de ton tai va phat trien ben vung trong moi truong so day thach thuc."

Xem them: nam mo thay mua